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Jul 29, 2023Liked by SnipahShot

Thank you very much for this. I was wondering what your view would be. It would be nice if the. FFIEC report would line up with SEC reports. I noticed the FFIEC is subject to a number of updates, spelled out in their Q&A. I wish your take was a bit rosier.

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The FFIEC isn't really subjected to updates but rather the "last updated" is the date it was last worked on, the numbers are the numbers of the end of the quarter.

My take is based based on the this data I see, I definitely can see tech platform getting a large institution or warehouse lending picking up even further and WCM loan sales and I can see BNPL fees and PFOF bringing in more revenues.

A lot can be speculated but I wanted to bring the data I am certain about.

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